# Lending Vault

## Overview <a href="#overview" id="overview"></a>

The Lending Vault in NX Finance allows lenders to deposit asset like USDC/USDT to earn a secured yield, profiting from the earnings generated by its leverage strategy while providing borrowers the opportunity to significantly boost their returns.

This model simplifies asset the process of lending, akin to platforms like Compound and Aave, by offering single-asset contributions with enhanced yield prospects.

***

## Earning Calculation <a href="#earning-calculation" id="earning-calculation"></a>

The cap on the APR that lenders can receive is pegged to the utilizatioin rate of the lending pool and borrow APR.

The methodology for calculating yields is outlined on the [Strategy 2 Reward Calculation](/nx-finance-whitepaper/protocol-mechanism/strategy-1-fulcrum-strategy/fulcrum-strategy-reward-calculation.md) page.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://nx-finance.gitbook.io/nx-finance-whitepaper/protocol-mechanism/strategy-1-fulcrum-strategy/lending-vault.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.